Your restaurant must be insured to protect against damages. Here is what to look for when you sign your restaurant insurance policy. What to Look for in Great Restaurant Insurance The restaurant industry in the U.S. was worth over 780 billion dollars in 2016 alone. That number is continuing to trend upward. If you own […]
What to Look for in Great Restaurant Insurance
Private Security Insurance: How Can You Protect Your Business?
Protecting Your Private Security Business We highlight the main reasons your private security firm needs insurance to protect you from being held liable in an unfortunate event. Small businesses in the United States spend about $35.6 billion each year defending their companies against liability lawsuits. Without comprehensive business insurance, this money has to come out of […]
Car Dealer Insurance: How Does It Work and What Does It Cover?
If you own a used car dealer, you may have been required by the state you do business in to carry adequate auto dealers garage liability insurance. Garage liability insurance coverage isn’t a traditional coverage found on most commercial insurance policies, therefore it may sound complicated or confusing. Garage liability is defined as insurance that […]
What Car Insurance Coverage is Required in Illinois?
Have you ever wondered why car insurance is required by law? The insurance debate dates back over one hundred years since the Ford’s Model T production in 1908. While there is no federal mandate, car insurance requirements are determined at the state level. Why is Car Insurance Required? Car insurance is a requirement, but is […]
Insurance for Auto Dealers: What You Need to Know to Keep Your Business Safe
Do you own or manage a car dealership? Here’s what you need to know about insurance for auto dealers to make sure that you’re protecting your business. Running an auto dealership is full of risks for potential accidents that can occur without proper protection. Consider damages to vehicles, from vandalism or even theft. But, how […]
Does Business Insurance Cover Theft?
If your business stores valuables, sells expensive goods, or uses high-end equipment, then unfortunately your business may be the next target for thieves. It’s not unusual for a business owner to overlook theft in their small business insurance policy. In high crime areas such as Chicago and Detroit, theft coverage may be necessary to adequately […]
The Difference Between Basic, Broad and Special Forms in Insurance
When reviewing property insurance for your commercial investment property, small business building, landlord policy, etc., there are often three different levels of property insurance coverage – Basic, Broad & Special. The Difference Between Basic, Broad and Special Forms Insurance Policies While reviewing your existing insurance policy, look for the coverage form usually listed on a […]
3 Ways to Get the Cheapest Contractors Insurance Quote
Contractors general liability insurance has become a necessary cost for all types of contractors. Not only does it protect your business, your employees and yourself, but a certificate of liability insurance for contractors is often required to obtain jobs. Now there are no ways around paying the premium, there are a few ways to save […]
7 Reasons Your Chicago Business Needs General Liability Insurance
Reasons Your Business Needs General Liability Insurance You’re looking at insurance plans for your business and wondering if general liability insurance is really necessary. It is. Here are 7 reasons why. Business owners know they need general liability insurance as a basic safety net. Figuring out what kind of insurance you need gets a little […]
Here’s Why Your Car Insurance Rates Keep Going Up…
For many responsible drivers, there is nothing more frustrating than seeing your car insurance premium has increased. It is wise to understand the factors that come into play when a company determines your car insurance premiums. Understanding how rates are figured gives you the upper-hand when negotiating premiums with your insurance agent. How Does […]