You have picked the best location, worked tirelessly to create a fun and inviting atmosphere patrons will love. The perfect bar stools selected, added cozy vintage seating arrangements, and thoughtfully choosing the perfect craft beers and one of a kind liquors to offer. What else could you possibly need? While you may be thinking the […]
What Kind of Insurance Does a Bar Need?
What is Property Preservation Insurance?
As property preservation contractor you’re a skilled multi-tasker. Your day could consist of the clearing out and cleaning up the neglected, abandoned and foreclosed which may mean anything from window-boarding to winterization. Unfortunately, the property preservation industry is a minefield of rules and regulations. Meaning you also must be a great risk manager understanding what […]
What Happens When Your Car Insurance Company Denies Your Claim?
Let’s face it being in an auto accident, just plain stinks. And when your claim is denied by the insurance company overwhelming feelings of anger and frustration can bubble to the surface. What makes a car insurance company deny your claim and what can you do when it happens? Illinois Car Insurance Claims There are […]
Do You Need Insurance as an Illinois Landlord?
Wondering if you need insurance as a landlord? If you have invested in real estate as a landlord, you should purchase insurance to protect your investment. Not only do you need protection for the structure itself, let’s say your tenant accidentally burns the place down, but you as the landlord need certain liability protections in […]
What Does Illinois Contractors Insurance Cover?
As a busy contractor, it’s imperative to know how the right insurance policy can protect your business. A contractors insurance policy will protect you and your business against the costs of lawsuits brought by customers or other individuals due to property damage or bodily injury. Illinois Contractors Need Insurance As a contractor you know many […]
What is Business Insurance?
As a small business owner, chances are you wear many hats. Who knew one of them needed to be an insurance expert as well? The truth is business insurance is one of those things that can literally keep your doors open when tragedy strikes. It’s important to understand what it is, how it works, and […]
How to Save Money on Business Insurance This Year
Every dollar counts when you run a small business, and if you’re just starting a business, you might be tempted to let business insurance slide as an expense you can put off until later. This is especially true if you have the sort of business where you don’t get many visitors to your premises, or […]
How long do you need to have SR22 insurance in Illinois?
If you’ve been convicted of driving without valid insurance, a DUI, or even a few serious driving offenses, odds are, the Illinois Secretary of State has mandated you to obtain financial responsibility insurance, or SR-22. What is SR-22? SR-22 is a filing that is added to an Illinois driver’s insurance policy that helps the state […]
What is Host Liquor Liability Insurance?
Bars and restaurants must have liquor liability to protect them against alcohol-related losses. But what about other establishments or entities who only serve alcohol occasionally? Host Liquor Liability coverage is designed to cover your liquor liability as a host serving liquor at a party or other event. Most of the time host liquor liability is […]
What is Garage Keepers Legal Liability Insurance?
If your business takes custody of a customer’s vehicle to park it, keep it to perform a service, you need a Garage Keepers policy to protect your business. While the apparent businesses who need this protection are auto repair shops, auto detailers, oil change facilities, auto body shops and auto glass repair shops, those that […]