If you’re looking for cheap tow truck insurance in Chicago, you’ve come to the right place. At Insured ASAP, we understand the importance of finding affordable coverage that meets your needs.
We work with a variety of insurance companies to get you the best rates possible. So, whether you have a wheel-lift tow truck, a flatbed tow truck, or any other type of tow truck, we can help you get the insurance coverage you need at a price you can afford.
There are a few things to remember when shopping for tow truck insurance in Chicago.
First, ensure that you get the right truck coverage. Basic tow truck insurance typically only covers the vehicle itself and any damage it may cause to other vehicles or property. Therefore, ensuring you have enough coverage to protect your business in an accident is vital.
Second, tow truck insurance rates will vary depending on several factors. These factors include the type of truck you have, your driving history, and the amount of coverage you need. That’s why comparing rates from various insurance companies before deciding is crucial.
At Insured ASAP, we understand that shopping for insurance can be confusing and time-consuming. That’s why we make it easy for you to compare rates and find the best coverage for your needs.
We know the tow truck business inside and out, so we can help you find the right coverage for your vehicle and day-to-day operations. Whether you need basic liability insurance, comprehensive coverage, or something in between, we can help you get what you need at a price you can afford.
Contact Insured ASAP at (708) 233-4848 for a free quote. We’ll shop for the best rates on tow truck insurance in Chicago so you don’t have to. Let us help you find the coverage you need to protect you and your business.
Types of Tow Truck Insurance We Provide
There are several different types of insurance coverage available to towing businesses. Here are a few of the most common types of protection we offer:
- On-Hook Insurance
- Garage Keepers Insurance
- Garage Liability Coverage
- Wrongful Repossession Insurance Coverage
- Physical Damage Insurance Coverage
- General Liability Insurance
- Comprehensive Insurance
- Uninsured/Underinsured Motorist Insurance
- Medical Payments Insurance Coverage
- Bodily Injury Liability Coverage
- Personal Injury Protection Coverage
- Motor Truck Cargo Coverage
- Property Damage Liability Coverage
- Towing and Labor Coverage
- Roadside Assistance Coverage
- Rental Reimbursement Coverage
As you can see, there are a variety of insurance options for tow truck drivers. But first, you’ll need to decide which coverage is right for your company.
Insured ASAP can help you find the right tow truck insurance policy for your business. Contact us today for a free quote.
Tow Truck Insurance Minimum Limits for Chicago, IL
Tow truck businesses in Chicago are required to carry the legal liability amount of insurance for towing:
- Auto liability – $500,000 CSL (combined single limit)
- Garage liability – $500,000 CSL (combined single limit)
- On-hook coverages – $25,000
- Garagekeepers legal liability – $25,000
- Workers’ Compensation
These are the minimum limits of insurance required by the state of Illinois. However, we recommend purchasing higher insurance limits to protect your business in case of a serious accident.
Request a Free Quote for Towing Insurance in Chicago
If you’re looking for tow insurance in Chicago, we can help. Insured ASAP is well-versed in the tow truck industry and what types of coverage you need to protect your business. We can find the right policy for you at the right price.
Call our insurance agency today at (708) 233-4848 for a free quote.