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Insured ASAP offers small business owners in Colorado easy and affordable commercial insurance quotes.  Start a quick and easy quote in minutes.


Small Business Insurance in Colorado

Small Business Insurance in Colorado

We help all business owners find low cost business insurance in Colorado. These are just a few:

Auto Dealers Insurance

Auto dealerships in Colorado require garage liability insurance coverage to operate their small business. Insured ASAP provides low cost used car dealership insurance coverage.  Start a quote.

Restaurant Insurance

No two restaurants are alike.  That’s why having a custom tailored restaurant insurance policy is important for your small business.  Insured ASAP can help restaurant owners in Colorado design a custom and affordable policy to fit their specific needs.

Commercial Auto Insurance

The state of Colorado has certain requirements for tow trucks, livery drivers, and any other business that uses a vehicle for business.  Insured ASAP partners with dozens of carriers who provide affordable commercial auto insurance.

Retail Store Insurance

Retail stores in Colorado can now obtain very affordable options on small business insurance.  Business owners policy quotes are provided online or by phone in as little as 10 minutes.  Retail store insurance costs start at $50 per month.

We Help All Types of Small Businesses throughout Colorado Obtain Affordable Commercial Insurance


Colorado Springs


Fort Collins







We have the insurance coverage your Colorado Small Business Needs

Commercial General Liability

Coverage for common business risks including bodily injury, customer property damage, and advertising injury.

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Workers Compensation

Required for businesses with employees in almost every state, workers’ comp can help cover medical fees and lost wages for work-related illnesses and injuries.

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Commercial property Insurance

Commercial property insurance protects your company’s physical assets, including inventory, fixtures and even building, from fire, explosions, burst pipes, storms, theft and vandalism.

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Commercial Auto Insurance

Similar to personal auto insurance, commercial auto is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business.

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Colorado Business Insurance Requirements

Commercial Auto Insurance

colorado business insurance requirements

All vehicles in the State of Colorado, including private passenger vehicles, SUVs, vans and trucks, are required to carry liability insurance.   The minimum liability limits required by Colorado law are:

  • $25,000 bodily injury liability (per person)
  • $50,000 bodily injury liability (per accident)
  • $15,000 property damage liability (per accident)

Commercial auto insurance can be issued as a stand-alone policy, or it can be added to a BOP (business owners policy) or a commercial package.

Source: https://leg.colorado.gov/content/mandatory-automobile-insurance-colorado

Workers Compensation Insurance

The State of Colorado mandates that any business with employees carry workers compensation insurance.  Workers compensation helps pay medical bills for work injuries and employee illnesses.

Colorado Business Insurance Costs

colorado business insurance cost

Insurance carriers use a variety of rating factors to calculate the cost of business insurance.  Some of those include location, size, limits of insurance and business industry.  Small business owners can expect to pay $500 annually for business liability insurance in Colorado.  Request a free quote for an accurate business insurance costs: (800) 641-7488


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