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Looking for Affordable Contractors Insurance in Illinois? We’re Here to Help!
As a contractor, it’s vital that you have liability insurance. Many times, a contractor’s insurance plan will provide some amount of general liability coverage, but the US Small Business Administration also recommends that business owners discuss specific risks with insurance providers to determine how much coverage is necessary.
At Insured ASAP, we offer affordable, reliable quotes on contractor’s general liability insurance from a variety of insurance companies to ensure that get you the best rate possible.
Feel free to give us a call today at (800) 641-7488 for a quick and easy quote over the phone!
Independent Contractors Insurance in Chicago
There are many options from which you can choose when finding contractor’s liability insurance, but our team at Insured ASAP specializes in contractor’s general liability insurance, proper and workers compensation insurance. This makes us one of the leading Chicago business insurance carriers.
What Does Contractors Insurance Cover?
Contractors insurance can be designed as a business owners policy which is a combination of general liability and property insurance. A contractors insurance package can be put together to meet your specific needs, as we provide quotes for multiple types of contractors, including:
- General Liability Insurance
- Property Insurance
- Commercial Auto Insurance
- Workers Compensation
- Business Umbrella Insurance
- Data Breach Insurance
- Surety Bonds for Contractors
Even though you may need one particular line of coverage, a combination of two or more can also be beneficial for you. At Insured ASAP, we have the capability to package multiple coverage on one policy, called BOP (business owners policy) which is typically more affordable.
How Much Is Contractors Insurance?
The specific rates vary depending on many factors. Contractors insurance starts at $400 annually and can reach a few thousand dollars.
Insurance companies typically set premiums by analyzing specific business operations and risk involved. For example, a general liability or workers compensation policy for a roofer will typically cost more compared to general liability insurance for a painter.
Also keep in mind that the city or business you’ll be working for may require higher liability limits than you’ve experienced in the past.
What Is A Certificate of Insurance?
(We provide fast certificates)
A certificate of liability insurance is requested from you, as a contractor, for one reason: to verify your insurance coverage. A certificate of insurance is a single page document that proves and certifies that your business has the necessary coverage to operate.
Certificate holders can be listed and are notified in the event of either a policy change, or cancellation.
How Can I Receive a Certificate of Insurance?
In order to get this certificate, you’ll need to sign an application once you receive your insurance quote. While other agencies can take up to 5-10 business days to provide you with a certificate, Insured ASAP prides itself on same-day certificates of liability insurance for contractors.
Get a Contractors Insurance Quote For Your Business Today
An adequate insurance policy for your risk can help with many concerns you may have and help you focus on what you do best. We encourage you to start by taking a look at the hazards involved in running your business. Then, an agent at Insured ASAP can help you determine those risks and can provide multiple insurance quotes for the coverage your unique business needs. Call a business insurance expert at (800) 641-7488 or submit your request for a contractors insurance quote below:
Who Needs A Contractor Insurance Policy?
General contractors, independent contractors and subcontractors are typically requested to hold a contractors insurance policy by various cities, town and county laws, as well as for the businesses for which they work.
The list below are the common type of contractors we insure.
- Artisan Contractors
- Specialty Trades Contractors
- Remodeling Contractors
- Roofing Contractors
- Janitorial Contractors
- Landscaping Contractors
- Plumbing Contractors
- Home Building Contractors
- Drywall Contractors
- Masonry Contractors
- Electrical Contractors
- HVAC Contractors
- Water & Sewer Contractors
- Painting Contractors
- Property Preservation Insurance
Get the cheapest contractors insurance around with a fast, no-obligation contractors insurance quote. To get started on your quote, call our office or click over to our quotes page. Either way, we’ll make the process simple.