Construction and Contractors
Insurance in Illinois

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contractors insurance

Affordable Contractors Insurance in Illinois

As a contractor, you need liability insurance.  Often times, a contractors insurance plan will provide some amount of general liability coverage. The US Small Business Administration suggests that business owners discuss their specific risks with insurance providers to determine what type to get and how much coverage is necessary.

Insured ASAP offers the most affordable quotes on contractor’s general liability insurance from multiple insurance companies to get you the best rate possible. 

Give us a call today at (800) 641-7488 for a quick and easy quote over the phone!

Independent Contractors Insurance in Chicago

While many local insurance agents in Chicago may provide contractors general liability insurance, the agents at Insured ASAP specialize in contractors general liability, property, and workers compensation insurance.  The ability to quote with many of the leading insurance carriers in the nation makes us a leader in business insurance.

What Does Contractors Insurance Cover?

Contractors insurance can be designed as a business owners policy which is a combination of general liability and property insurance.  Depending on your specific needs, a contractors insurance package can be put together to include coverage you specifically need.  We provide quotes for multiple types of contractors and quote coverages including the following:

  • General Liability Insurance
  • Property Insurance
  • Commercial Auto Insurance
  • Workers Compensation
  • Business Umbrella Insurance
  • Data Breach Insurance
  • Surety Bonds for Contractors

While you may just need one particular line of coverage, sometimes a combination of two or more may be necessary for you.  Insured ASAP has the capability to package multiple coverage on one policy, called BOP (business owners policy) which is usually more affordable.

general liability insurance for contractors

How Much Is Contractors Insurance?

Insurance rates for contractors do vary.  Contractors insurance starts at $400 per year and can go upwards to a few thousand dollars.

Typically, insurance companies set premiums by analyzing the specific business operations and risk involved.  For example, a general liability or workers compensation policy for a roofer will typically cost pay higher than a a general liability policy for a  painter.

Another important consideration is that the city or business you’ll be working for may require higher liability limits than you’ve experienced in the past.

What Is A Certificate of Insurance?

(We provide fast certificates)

A certificate of liability insurance is requested from you, as a contractor, for usually one reason: TO VERIFY YOUR INSURANCE COVERAGE.  A certificate of insurance is a single page document that proves and certifies that your business has the necessary coverage to operate.

Certificate holders can be listed and are notified in the event of a policy change, or cancellation.

contractors insurance certificate

How To Get A Certificate of Insurance?

To get a certificate of insurance, you will need to sign an application once receiving your insurance quote.  While other agencies can take up to 5-10 business days to provide you with a certificate, Insured ASAP prides itself on same-day certificates of liability insurance for contractors.

Get a Contractors Insurance Quote For Your Business

An adequate insurance policy for your risk can help with many concerns you may have and help you do what you do best.  Start by taking a look at the hazards involved in running your individual business.  An agent at Insured ASAP can help you determine those risks and can provide multiple insurance quotes for the coverage your unique business needs.  Call a business insurance expert at (800) 641-7488 or submit your request for a contractors insurance quote below:

Who Needs A Contractor Insurance Policy?

General contractors, independent contractors and subcontractors are usually requested to hold a contractors insurance policy by various cities, town and county laws, as well as for the businesses they work for.  The list below are the common type of contractors we insure.

How To Get Started On Your Quote

Get the cheapest contractors insurance around with a quick contractors insurance quote.  To get started on your quote, call our office or click over to our quotes page. Either way we’ll make the process simple!

Save up to 38% online. Get a FREE quote now!

    
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Bridgeview Location

Insured ASAP
7213 W. 84th St.
Bridgeview, IL 60455
 
 📲 (708) 233-4848
 

Opening Hours

Monday: 9:00 am – 5:00 pm
Tuesday: 9:00 am – 5:00 pm
Wed.: 9:00 am – 5:00 pm
Thursday: 9:00 am – 5:00 pm
Friday: 9:00 am – 5:00 pm
Saturday: 10:00 am – 3:00 pm
Sunday: Closed