Are you an Illinois driver facing a license plate suspension due to a lack of auto insurance coverage? If you’re unable to prove you have coverage, the state could suspend your license plate and hit you with a hefty reinstatement fee.
Thankfully, there are ways to buy insurance quickly, so you can avoid this fate. Today, we’re sharing a guide to license plate suspension Illinois, and the facts you need to know.
1. The State Will Issue a Warning
Though the penalties for uninsured Illinois drivers can be severe, the Secretary of State’s office will give you the opportunity to provide evidence of your coverage before enforcing those consequences.
That means even if you’re currently without insurance, you could have time to purchase a policy and respond affirmatively to the notice. When you team with us, you can rest assured you aren’t cutting corners as you speed to the finish line. We can help you compare rates from multiple top companies to make sure you’re getting a great deal and solid coverage.
2. Insurance Checks Are Done Online
On July 1, 2021, the Secretary of State’s office started verifying vehicle insurance electronically through a system called the Illinois Insurance Verification System. It enables them to quickly see which Illinois drivers are in compliance, and which are not.
The system randomly checks drivers’ insurance status at least twice a year. Before it was implemented, the office only checked about 3% of the state’s 10 million registered vehicles each year, and did so via manual mailings. If you believe an Illinois license plate suspension could be pending, go ahead and purchase comprehensive coverage as soon as possible/
3. You’re Encouraged to Talk to an Agent
As your letter will explain, you don’t have to contact the Secretary of State’s office to discuss your auto insurance needs. Instead, the office encourages recipients to reach out to an independent insurance agent to get the process started.
Insured ASAP is a full-service independent insurance agency, and we maintain partnerships with dozens of A-rated insurance carriers. You can trust our team to sort through your options and help you choose the best plan.
4. You Can Get Your Plates Reinstated
As soon as you have valid and current auto insurance in place, you can begin the process to reinstate a suspended license plate. To do so, you’ll need to pay the $100 reinstatement fee and share proof of your coverage with the Secretary of State’s office. Driving with a suspended license plate is against the law, so you’ll need to take action immediately.
They will want to make sure you’ve purchased your policy through an agency that’s registered with the State of Illinois Insurance Verification System. We meet this criteria, and we can take care of this step for you.
As soon as your auto liability insurance plan is in place, one of our agents will provide the State of Illinois with the documents they need to reinstate your license plates immediately.
Navigate a License Plate Suspension Illinois
It can be daunting to face a license plate suspension Illinois due to a lack of auto insurance coverage. You rely on your vehicle, and you can’t be without it for long.
When you need auto liability coverage fast, you need Insured ASAP. We’ll cut through the clutter and help you find the perfect policy for your needs, so you can get back on the road as soon as possible.
Now you know a little more about what to do if your license plate is suspended in Illinois. To learn more about our approach, reach out to our team today.