SR-22 Insurance in Chicago
Need SR-22 insurance in Chicago or elsewhere in Illinois? Insured ASAP provides affordable SR-22 coverage that meets the state’s requirements. If you’re facing a license suspension or need to prove financial responsibility, we’ll guide you through the process.
What is SR-22 Insurance?
An SR-22 is a certificate of financial responsibility filed with the Illinois Secretary of State’s office. It’s often referred to as “SR-22 Insurance,” though it’s not a type of insurance. The SR-22 certificate notifies the Illinois Secretary of State that you have met the state’s minimum liability insurance requirements.
Who Needs SR-22 Insurance in Illinois?
SR-22 filing is typically required for high-risk drivers who have had their licenses suspended due to:
- DUI / DWI convictions
- Multiple traffic offenses
- Driving without insurance
- Expired license plates
- Accumulating a high number of points on their driving record
How To Obtain an SR-22?
To obtain SR-22 coverage in Illinois:
- Contact an insurance provider like Insured ASAP that offers SR-22 filing
- Purchase an auto insurance policy that meets minimum liability requirements
- The insurance company will file the SR-22 with the Illinois Secretary of State
- You’ll receive a copy of the SR-22 certificate and a letter from the Secretary of State explaining your coverage
Duration and Cost of SR-22 Requirement
In Illinois, SR-22 insurance usually needs to be maintained for 3 years. However, this can vary depending on your specific situation. Check your paperwork and confirm the length of time with the Secretary of State.
The cost of your policy will vary based on your driving record and chosen coverage. At Insured ASAP, we work hard to find affordable options. Some rates start as low as $27 down and $22 monthly for eligible drivers.
Benefits of Proper SR-22 Insurance
- Peace of Mind: Protection in case of accidents regardless of your driving history
- Legal Compliance: Meet state requirements for license reinstatement
- Financial Accessibility: Some insurers offer specific or temporary discounts and incentives
Why Choose Insured ASAP for Your SR-22 Needs?
- Expertise: We understand local regulations and requirements
- Multiple Insurance Partners: We work with various companies to find the best rates
- Fast, Free Quotes: Get a quote quickly and easily
- Personalized Service: We’ll guide you through the entire process
- Affordable Options: We strive to find coverage that fits your budget
Don’t Risk Driving Without Coverage
The Secretary of State might notify you that your license will be suspended unless you submit an SR-22 form by a specified deadline. Don’t be alarmed – we can help you navigate this process and maintain your driving privileges.
Get Your SR-22 Insurance Today
Do not let SR-22 requirements keep you off the road. Insured ASAP helps drivers from Chicago and throughout Illinois quickly obtain the necessary coverage.
Ready to get started? Contact us today:
- Call: (800) 641-7488
- Or fill out our online form for a quick quote
Get your car insured and take the first step towards regaining your driving privileges. Browse our SR-22 FAQ page for additional information.