SR-22 Insurance in Illinois

So you received a letter from the Illinois Secretary of State telling you to verify your coverage. You’ll need to file an SR-22. An SR-22 is a certificate of financial responsibility that proves a driver meets the state’s minimum liability coverage insurance. At Insured ASAP, we’re here to make filing your SR-22 and getting the insurance you need as smooth and hassle-free as possible.

Instant Illinois SR-22 Filing – No Paperwork Required!

At Insured ASAP, we help Illinois drivers get cheap SR-22 insurance instantly. The process can be broken down into 3 simple steps:

1. Free quote in minutes
2. Electronic filing – no paperwork for you
3. Immediate assistance with the Illinois Insurance Verification System (ILIVS)

We work directly with the state of Illinois to file your SR-22 instantly, so you don’t have to lift a finger. Whether you’re dealing with a suspended license or want to avoid additional penalties, our team is here to help you move forward—fast, affordably, and without the usual hassle.

Ready to get started? Call us now at 800-641-7488 for a free quote, or keep reading to learn more.

Illinois SR-22 Insurance FAQ

What is SR-22 insurance in Illinois?

An SR-22 is a certificate of financial responsibility that proves you meet Illinois’ minimum liability coverage requirements. It’s often referred to as SR-22 insurance, though it’s not actually a type of insurance.

Why do I need an SR-22 in Illinois?

In Illinois, you need an SR-22 to prove you meet the state’s minimum liability coverage requirements. You might need an SR-22 if:

• You’ve been convicted of a serious traffic offense
• You have a history of driving without insurance
• Your license has been suspended or revoked
• The State of Illinois has deemed you a high-risk driver

The SR-22 acts like a red flag to the state that says, “keep an eye on this driver’s insurance.” Failing to maintain it can lead to longer license suspensions, additional fines, or even restarting your compliance period from scratch.

How do I get cheap SR 22 insurance in Illinois?

Getting cheap SR22 car insurance in Illinois doesn’t have to be a hassle. At Insured ASAP, we specialize in helping high-risk drivers in Illinois find the coverage they need without overpaying. Here’s how Insured ASAP can help you get cheap SR-22 insurance in Illinois:

1. Contact us for a free Illinois SR-22 auto insurance quote
2. Choose your policy
3. We’ll file your SR-22 electronically with the Illinois Secretary of State

No confusing paperwork, no long waits—just fast, affordable coverage that meets state requirements. Our licensed agents are here to help you find the lowest SR-22 rates available, even if you’ve had past driving violations.

How long do I need an SR-22 in Illinois?

The Illinois Secretary of State requires SR-22 filing for a minimum of 3 years. You must maintain constant coverage during this period to avoid license suspension.

What if I don’t own a car?

If you don’t have a car, we can file a non-owner SR-22 with the Secretary of State for you. You don’t need to have a car insured to get your license reinstated.

How much is SR-22 insurance in Illinois?

SR-22 insurance costs vary depending on your driving record and chosen coverage. While average costs range from $1000 to $2000, Insured ASAP works with multiple insurance companies to find the most affordable rates.

What are the SR-22 requirements in Illinois?

To comply with Illinois SR-22 requirements, your auto insurance coverage must meet these minimum liability limits:

• Bodily injury: $25,000 per person / $50,000 per occurrence
• Property damage: $20,000
• Uninsured motorist: $25,000 per person / $50,000 each occurrence

These coverage limits are in place to protect you and others on the road in case of an accident. Insured ASAP ensures your policy meets all SR-22 requirements before we file, so you never have to worry about being denied or delayed by the state.

What are the types of SR-22 certificates in Illinois?

When filing an SR-22, you have three options:

1. Operator’s Certificate: Covers you for any non-owned vehicle you drive
2. Owner’s Certificate: Covers all vehicles you own
3. Operator’s-Owner’s Certificate: Covers all owned and non-owned vehicles you drive

Choosing the wrong certificate can leave gaps in your coverage or delay your license reinstatement. If you’re not sure which type applies to you, don’t worry. Our licensed agents will make sure your filing is accurate.

The SR-22 Filing Process in Illinois

Filing an SR-22 in Illinois can feel overwhelming if you’ve never done it before, but with Insured ASAP, the process is streamlined and stress-free. We handle everything on your behalf so you can focus on getting your driving privileges restored. The SR-22 filing process looks like this:

1. Contact Insured ASAP – we’re registered with the Illinois Insurance Verification System
2. We’ll help you choose the right policy and complete the SR-22 form
3. We electronically submit your SR-22 to the Illinois Secretary of State
4. Processing typically takes up to 30 days
5. You’ll receive a copy of the SR-22 certificate from us and a letter from the Secretary of State

After you submit your SR-22, the state will monitor your filing to make sure you maintain insurance coverage. If your policy lapses or is cancelled, the state will suspend your license again.

Learn how to check your SR-22 status.

Get Your SR-22 Filed Today!

Do not let SR-22 requirements keep you off Illinois roads. Whether you need SR-22 insurance in Chicago, Springfield, or anywhere else in the state, Insured ASAP is here to help you get affordable SR-22 insurance fast!

Call us at 800-641-7488 to speak with a live representative and get your SR-22 filed today. Let us help you get back on the road legally and affordably!