If you’ve been convicted of driving without valid insurance, a DUI, or even a few serious driving offenses, odds are, the Illinois Secretary of State has mandated you to obtain financial responsibility insurance, or SR-22.
What is SR-22?
SR-22 is a filing that is added to an Illinois driver’s insurance policy that helps the state of Illinois monitor their insurance status. If you have SR-22 filing on your car insurance policy, the state receives a notification every time your car insurance policy is cancelled or expired.
In turn, the event of SR-22 cancellation, the insurance company sends the Illinois Secretary of State an SR-26 Cancellation Certificate which suspends a driver’s license until a payment is made on the SR-22 insurance and filing is reinstated.
How long do you have to have SR22 insurance in Illinois?
In the state of Illinois, SR-22 is required for a period of 3 years. This starts the day filing is reported to the state of Illinois. Non-payment of insurance premium and cancellation of an insurance policy will result in an immediate driver’s license suspension.
How Much Does SR-22 Cost in Illinois
Typically, a non-owners insurance policy with SR-22 filing starts as low as $15 down. Read more about How Much Does SR-22 Cost in Illinois.
Fast SR-22 in Illinois
Insured ASAP Insurance Agency works with carriers who file an SR-22 Financial Responsibility form on behalf of our clients directly with the State of Illinois. This electronic process of filing an SR-22 certificate allows us to upload and file your certificate directly into the state database.
SR-22 should only be requested by Illinois driver’s who have been mandated to do so by the Illinois Secretary of State. When a driver receives notice, contact Insured ASAP Insurance Agency for your quote on an SR-22 certificate.