Maybe you were borrowing a friend or relative’s car and when the officer pulled you over you realized there was no insurance on the vehicle. So, in doing their job, the officer gave you a no insurance ticket along with the failure to signal ticket.
Even though the vehicle wasn’t yours, you were driving it and chances are you will have to appear in court. If you do have to go to court, a judge will most likely require you to have a Non Owner SR22 insurance policy.
No Car? Cheap SR22 Insurance Without A Car
If you’re required to carry SR22 but don’t own or have regular use of a car, non owners sr22 insurance will protect you from receiving a citation for driving without insurance if for some reason you find yourself stuck in the same situation as before: driving a vehicle with no insurance that isn’t yours. SR22 insurance policy for those drivers that do not own vehicles covers any car that you borrow to drive on an occasional basis.
Facts about non-owner SR22 insurance for Chicago Illinois residents:
- They are written for one person only
- They do not cover rental vehicles
- They are a liability only policy
- It does not provide coverage for commercial vehicles
- It does not provide coverage for any household vehicles
Read more: Illinois SR22 Requirements
How Does Non Owner SR22 Insurance Work?
If you have to get an SR22, your top concern is when will the State will be notified that you have the required coverage. At Insured ASAP, we file SR22s with the State Department of Insurance on your behalf. You could have your license reinstated within days. The SR22 filing acts as a monitoring and notification system between the insurance provider and the state DMV, verifying that you carry this require coverage have maintained it for a designated period. If the policy cancels, lapses or expires for any reason during that term, your license will be suspended once again.
Not sure if you need a Non Owner SR22?
If you find yourself in any of the following situations, call (708) 233-4848 or email firstname.lastname@example.org and we may be able to help you get your license back on track:
- Failure to take a blood or breath test
- DUI or DWI offenses
- Child support or neglect cases
- Driving without insurance
- Too many points against a driver’s record
- Legal Judgments
- Uninsured accidents
Why Drivers with No Car Should Work With Insured ASAP for Cheap SR22 insurance.
We are an Illinois based insurance agency dedicated to providing our community with the best insurance solutions available. We help residents of Aurora, Chicago, Elgin, Joliet, Rockford and throughout Illinois obtain cheap non owner SR22 by taking the time to get to know you and your situation and ask all the right questions so that you get the proper coverage. Our close relationship with top-rated insurance carriers assures the highest quality coverage at the lowest rates possible. Give us a call (708) 233-4848 or go online https://www.insuredasap.com/start-quote/ to start your non-owners SR22 quote today.