Facebook Pixel How Much is SR22 Insurance Cost in Illinois? | Insured ASAP


We make it easy to compare
rates from multiple top-rated companies

icon phone

Call (800) 641-7488

to speak with a live representative

How Much is SR22 Insurance in Illinois?

How Much is SR22 Insurance in Illinois?

Call (800) 641-7488 to speak with a live representative

sr22 insurance costs illinois

How Much is SR22 Insurance in Illinois?

An SR-22 is a certificate of financial responsibility that you must file with the Illinois Secretary of State after you’ve been convicted of a serious driving offense, such as a DUI or driving without insurance.

Even in cases where you don’t own a vehicle but have had your license suspended or revoked, you will still need to file the SR-22 with the state to have your driver’s license reinstated.

How to Find Cheap SR22 Insurance in Illinois

SR22 insurance in Chicago and the rest of Illinois can be costly. Luckily, Insured ASAP is here to help you find the most affordable rates that will keep you on the road.

Insurance companies typically charge more for your car insurance costs if you require Chicago SR22 auto insurance. A recent study showed that an Illinois driver convicted of a DUI can expect to pay anywhere from 50% to 80% more for their car insurance rates.

Here is a helpful graphic detailing the average cost per auto insurance company for an SR-22 in Illinois.

Average SR-22 Insurance Costs in Illinois

If you find yourself in the situation of needing to file an SR-22 insurance policy in the state of Illinois, contact Insured ASAP right away to help you find the cheapest rate possible. We can get you a quote in under 4 minutes.

There are additional requirements needed along with your SR-22 insurance. You will still need to maintain an active insurance policy that meets all of Illinois’ minimum liability insurance requirements.

Here is a guide on what minimum insurance limits the state requires you to carry with your SR-22 policy.

Minimum Insurance Limits

Here at Insured ASAP, we understand this can be confusing, which is why we have professionals ready to take your calls and help you navigate this process.

Average SR22 Insurance Costs Per Month in Illinois

The cost of SR22 insurance is based on a variety of factors. First, you have an auto insurance policy in place. You will ultimately pay more for the insurance depending on your record, age, and several other factors.

If you are seen by the insurance carrier as a high-risk driver, your rates will most likely be higher. After that cost, there is a fee associated with an SR22. This fee will also depend on the same factors.

Contact Insured ASAP today to get your quote in under 3 minutes. We’ll find you the most affordable policy and SR-22 possible.

What Traffic Violations Can Lead to an SR-22 in Illinois

If you are told by an Illinois judge that you need to get an SR22, it’s because you are considered an at-risk driver, and the state needs to be shown you can be a responsible driver in order to regain full driving privileges.

There are many reasons why you would need an SR-22, including:

  • Serious traffic violations, such as a DUI
  • Driving without insurance three or more times
  • Involved in an at-fault accident without insurance
  • High quantity of less severe violations (ex. speeding)
  • Evading tollway fares
  • Failure to maintain your SR-22 for three years

Most reasons for an SR22 involve having your driver’s license suspended, however, not all are only driving-related. A judge can also require you to get an SR22 for failure to pay child support and other grievous actions.

No matter what the circumstance behind your SR22, Insured ASAP can help you. Contact us today for all your SR22 needs.

How Long Do You Need to Have SR22 Insurance in Illinois?

The state of Illinois requires a minimum of three years to maintain SR22 filing. If your policy lapses or is canceled, your car insurance company is required to inform the Illinois Secretary of State immediately, and your license will be suspended again.

To avoid further suspension of your license, it is absolutely essential that you make your monthly insurance payments on time.

How Do You Get SR-22 Insurance In Illinois?

Luckily, Insured ASAP is here to help you with that. Getting SR-22 insurance in Illinois is almost the same as getting regular auto insurance.

Most drivers who are required to get an SR22 have had their insurance revoked or canceled, but if you still have an existing policy, you may be able to simply add the SR22 through your current insurance company.

Here’s how easy it is.

How To Get SR-22 Insurance

We can take care of everything for you. From getting you a quote in just 3 minutes and being the one who notifies the state to getting you set up for cheap monthly payments.

What is Non-Owner SR-22 Insurance?

If you do not own a vehicle or don’t need to drive one regularly, an alternative to SR-22 insurance would be to file for non-owner coverage.

Non-owner SR-22 insurance costs less because you only need liability coverage and protection when you’re driving someone else’s car.

This SR22 coverage still satisfies the state’s SR22 requirement as long as you keep it for the three years you’re required to have it. However, if you do own a car, you cannot file for non-owner coverage. You would need to sell it in order to qualify for non-owner coverage.

To qualify, you must not own a car or use the car of someone you live with. For example, if you are married and your spouse owns a car, you will not be able to drive it regularly and still qualify for non-owner coverage.

What to Expect After Getting Illinois SR22 Insurance

Having an SR-22 doesn’t mean your driving status is at risk. You can still drive with the certificate as long as your driving privileges have not been revoked.

During the time that you have an SR-22 in Illinois, it’s extremely important that you maintain a good driving record. Do your best at all times to drive slower and safer, obeying all traffic rules and regulations.

And, no matter what you do, DO NOT drink and drive or drive while under the influence of drugs.

Let Insured ASAP Help You Get Cheap SR22 Insurance

Contact us today for a quick, affordable SR-22 quote. With costs starting as low as $19 per month, you’ll be back on the road before you know it, with more in your bank account than you’d expect.

Call (800) 641-7488 today to get started on the road to a better driving record. We help residents all throughout the state of Illinois afford SR22 insurance.

Save Time. Save Money.

We compare rates to get you the best quote possible.

Need help? Call our team to speak live at