Life can throw us all for a loop sometimes and even when we are trying our best, we can mess up. If you have recently had your license revoked or suspended, you may have been told you need an SR22 in Illinois. But you have no idea what an SR22 is or where to get one.
We know you have questions and we are here to help! To get an Illinois SR-22 insurance certificate, first, you must have an auto insurance policy that meets the state’s minimum liability coverage. When you get a policy with Insured ASAP, we submit the necessary verification document to the state of Illinois confirming you have coverage.
Why do I need one? Situations such as failing to have the proper level of insurance, drunk driving or reckless driving can lead to a suspended or revoked license. Once this happens, the State of Illinois requires an SR-22 filing to reinstate your driver’s license.
How do I get one? Please get a quick and easy online quote or call us today for a 3 minute quote from Insured ASAP. Once your policy is bound, and payment is received, Insured ASAP will begin the process of filing your SR22. Then the SR22 filing will be sent to the Secretary of State.
How long do I need one? The State of Illinois wants a minimum 3 years SR22 filing. If your policy lapse or is canceled, your auto insurance company is required to inform the Secretary of State immediately, and your license will be suspended again. To avoid a sticky situation or further suspension of your license, it is essential to make your monthly payments on time.
How Much Does SR-22 Insurance Cost in Illinois?
Non-owners SR-22 insurance in the state of Illinois starts at $22.00 per month for drivers with favorable conditions. Younger drivers and drivers living in zip codes with higher rates can expect to pay upwards of $36.00 per month.
Own a vehicle? If so, your car MUST be insured in Illinois for state minimum liability limits. With this in mind, adding SR-22 filing to an auto insurance policy may increase the rate by just a few dollars. Check out a study done by Insured ASAP on Cost of Car Insurance in Chicago, IL.
What to Expect After Getting SR-22 Insurance
Having an SR-22 doesn’t mean your driving status is at risk. You can still drive with the certificate as long as your driving privileges have not been revoked.
During the time that you have an SR-22, it’s of extreme importance that you maintain a good driving record. Always focus on driving slower and safer, obeying all traffic rules and regulations, and avoid driving after drinking or while under the influence of drugs.
SR22 Insurance Costs for Illinois Residents
The cost of SR-22 insurance is based on a variety of factors. First, you have to have an auto insurance policy in place. You may pay more for the insurance depending on your driving record, age, and other factors. If you are seen by the insurance carrier as a high-risk driver, your rates may be a little higher. Then there is a fee for the SR22 which will depend on the driver.
Let Insured ASAP Help You Get Cheap SR-22
Contact us today for fast, affordable auto insurance, SR-22, and renters. SR-22 insurance costs as low as $22 per month. Call (708) 233-4848 today for a 3 min phone quote!
We help residents in Chicago, Joliet, Aurora, Rockford and throughout Illinois obtain affordable SR-22. Read more about SR-22 Insurance Illinois