Getting in a car accident is a daunting experience. Not only do you have to worry about your injuries and car damage, but also the other party involved in the accident.
Most times, during car accidents, both individuals will exchange information to get the matter resolved peacefully. However, there are times when an individual may run from the accident.
No one wants to be on the receiving end of a hit-and-run accident. But it can happen if the other driver doesn’t want to cooperate.
Do you know what you should do after a hit-and-run accident? If you’re not sure, continue reading to learn some key steps.
1. Check For Injuries
The first thing you should when involved in a car accident is making sure that you and your passengers are safe. Although you may want to chase after the individual, it’s imperative to see if anyone is hurt.
Depending on the situation, you might have to call for an ambulance. So you’ll need to stay on the scene in the event of an emergency.
2. Call the Police
Once you’re done checking on for injuries, you should call the police next. They can help you figure out the best way to handle the situation.
When they arrive on the scene, file a report with them. Make sure to give as much detail as you can about the other driver’s car. Every piece of information that you can provide will be essential.
3. Talk to Witnesses
After calling the police, talk to any witnesses that were at the scene of the accident. They may have had a better view of the driver of the car.
You’ll be able to give that information to the police when you’re filing a report. So talk to a solid amount of people to see if they can help with the investigation.
4. Call Your Insurance Company
Once things are settled, then it’s time to call your insurance company. They’ll start the claims process after you describe the situation to them.
If you were able to get the other driver’s license plate, you would be able to file a claim with their insurance company after they’re identified. But depending on the car insurance coverage you have, you may be liable for damages.
Consider looking at more affordable insurance policies that offer better protection when you’re involved in a hit-and-run car accident. It’s essential that you’re protected against drivers that may not have coverage.
Let Insured ASAP Help You Handle a Hit And Run Accident
When you get into a hit-and-run accident, the situation can cause a frenzy. But if you follow the steps above, you can navigate the situation smoother. After all, your safety is what’s most important.
Why don’t you contact our agency today? Whether you need regular or SR22 insurance, it’s essential that you have an affordable insurance policy, and we can provide that for you.