We make it easy to compare rates from multiple top-rated companies
Call (800) 641-7488 to speak with a live representative
Looking for Commercial Trucking Insurance in Chicago?
As a private carrier, you are responsible for hauling goods in your own truck for your company or employer. Whether you’re working in construction, excavation, manufacturing, or any other private carrier capacity, we have truck insurance solutions for you.
Bobtail insurance coverage pays for property damage or injuries that arise when a trailer is detached from your truck – whether or not you are dispatched on a job. A common example is when a load is dropped off and you’re on your way to the pick up your next load and cause an accident. In this case, bobtail insurance would provide coverage.
Every trucker/trucking company who operates under their own authority is required to carry primary liability coverage on all owned units and either provide this insurance for their leased vehicles or ensure that the leased operator carries it on their own. Generally, the motor carrier provides this coverage for the leased operators but there are rare instances when this is not the case.
Provides coverage for loss or damage to the property a truck is transporting (the load). Generally, though not always, provided by the motor carrier for leased operators.
Physical Damage (Collision, Specified Perils)
Provides coverage for repair or replacement due to damage resulting from a covered loss (collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism) to owned vehicles.
Product designed specifically for owner operators in the trucking industry. In most states, by being self-employed owner operators can opt out of state mandated workers compensation coverage. While not the same as workers compensation, occ/acc is similar in scope and intent.
Most motor carriers require their leased operators to be covered either by workers compensation or occ/acc at the leased operators expense. For those who qualify, occ/acc is generally a lower cost alternative.
How to get started on your quote
To get started on your quote, call our office or click over to our quotes page.a Either way we’ll make the process simple!