Building Your Kentucky Auto Dealers Insurance Program
Navigating the complex world of Kentucky auto dealers insurance can be challenging. At Insured ASAP, we simplify this process, helping you quickly secure comprehensive coverage at the best possible price, including specialized insurance for Kentucky used car dealers. Here’s what you need to know about state requirements and how our insurance programs can cover your dealership comprehensively.
Insurance Requirements for Kentucky Auto Dealers
Garage Liability Insurance in Kentucky is required at a minimum of:
- $250,000 per person
- $500,000 per occurrence for bodily injury
- $250,000 for property damage
Automotive recycling dealers have similar requirements but under a commercial general liability policy. While these figures outline the minimums, we recommend considering higher limits to insulate your business against all potential risks.
Build a Comprehensive Safety Net with Our Kentucky Auto Dealers Insurance
At Insured ASAP, we offer more than just basic compliance. We will help you build an insurance package that acts as a safety net across all aspects of your operations:
- Garage Liability Insurance: This required insurance covers your dealership not only for general operations but also for specific incidents involving vehicles, ensuring comprehensive protection on and off the lot.
- Garage Keepers Insurance: For dealerships with service operations, this coverage protects customer vehicles while in your care for repair or storage.
- Dealers Open Lot Insurance: Protect your inventory from the unexpected. This coverage is crucial for safeguarding your vehicles against damage or loss due to theft, weather events, and more.
- Additional Protection Options: Expand your coverage with options designed for the unique risks dealerships face including faulty workmanship claims, defective product claims, and protection for non-owned, hired, temporary, and newly-acquired vehicles.
Why Choose Insured ASAP?
- Personalized Service: Every dealership in Kentucky is unique. We tailor your insurance to suit your specific risks and exposures.
- Best Rates: With our advanced quoting system and deep understanding of state requirements, we provide fast, reliable insurance solutions.
- Expert Insurance Agents: Our knowledgeable agents are specialists in the field of auto dealer insurance and are dedicated to supporting your business’s growth and security.
Request a Free Personalized Quote Today
Don’t take chances when it comes to protecting your Kentucky dealership. Whether you need new or used car dealer insurance in Kentucky, secure your peace of mind by contacting Insured ASAP for a free personalized quote.