Looking for the best tow truck insurance in Ohio? Whether you’re running a single rollback or managing a fleet of flatbeds, Insured ASAP delivers the cheapest commercial auto insurance options without compromising coverage. We specialize in high-risk and hard-to-place trucking businesses, including towing, delivery, and commercial transport companies.
Best Commercial Auto Insurance for Tow Trucks in Ohio
Towing businesses in Ohio face unique risks and stricter underwriting — and not every broker understands the game. At Insured ASAP, we cut through the red tape to get you properly insured and on the road legally.
- Flatbed & Wheel-Lift Tow Trucks
- Private Property Impound Operators
- Repossession Companies
- Roadside Assistance Vehicles
- Garage Service & On-Call Towers
Don’t risk a claim denial. Tow trucks need specialized insurance that includes on-hook/in-tow coverage, garagekeepers liability (when applicable), and cargo or storage protection.
Ohio Tow Truck Insurance Requirements
The State of Ohio requires all commercial vehicles to carry liability insurance, but tow truck insurance has additional requirements. These may include:
- $300,000 to $1,000,000 liability limits depending on operations
- On-hook or in-tow coverage minimums
- Garagekeepers Liability for vehicles stored on premises
- Commercial registration and possible PUCO/US DOT filings
We’ll walk you through what you need based on your operation — no guessing, no fluff.
Truckers and Delivery Vehicle Insurance in Ohio
We also insure independent truckers and delivery services, including:
- Box Trucks, Cargo Vans, and Hotshots
- Freight Haulers (Dry Van, Reefer, Flatbed)
- Amazon DSPs, Last-Mile Delivery, Food Couriers
- Owner-Operators and Small Fleets
Whether you’re running regional freight or delivering packages across Ohio, we’ll match you with the best commercial auto insurance carriers for your specific niche — and beat out the generic brokers who treat trucking like an afterthought.
Cost of Tow Truck Insurance in Ohio
However, your rate depends on your:
- Driving record and loss history
- Number and type of trucks
- Radius of operation (local vs. interstate)
- Prior insurance coverage and violations
Need the cheapest tow truck insurance available? Let us shop multiple A-rated carriers and compare real-time rates for your exact risk profile.
Why Tow Truck Companies in Ohio Choose Insured ASAP
- We specialize in towing risks — including high-loss or startup operators
- We work directly with multiple commercial auto insurance brokers and MGAs
- Fast turnaround and e-signature applications
- PUCO, USDOT, and state filing assistance
- Premium finance options available to keep cash flow smooth
How to Get the Best Tow Truck Insurance Quote in Ohio
Forget waiting days for a callback. We work fast, directly with the underwriters, and specialize in tough commercial auto accounts. Whether you’ve been dropped, just started, or have a complex risk — we get it done.
Also serving: Cleveland, Columbus, Cincinnati, Dayton, Akron, Youngstown, and all of Ohio.
