Drivers in the city of Chicago have many options when it comes to affordable car insurance. With what seems as hundreds of insurance agencies and companies advertising low insurance rates in Illinois, finding a truly affordable option may come as a tough task.
Insured ASAP Insurance Agency has recently completed an analysis on liability car insurance rates for drivers in Chicago. Insurance coverage illustrated are in the minimum amounts as required by the state of Illinois.
In this study, only drivers of favorable rating conditions were quoted and a monthly premium for liability insurance costs in Chicago has been calculated.
Cost of Car Insurance in Chicago, IL.
|Age of Driver||Married Male||Single Male||Married Female||Single Female|
|16 - 18||$106||$118||$71||$107|
|19 - 21||$61||$69||$46||$65|
|22 - 25||$39||$46||$38||$47|
|26 - 29||$39||$46||$38||$46|
|30 - 39||$34||$39||$38||$41|
|40 - 49||$37||$39||$40||$40|
|50 - 59||$36||$39||$40||$42|
*Monthly insurance costs are determined by the age, gender and marital status of a driver.
Liability Limits Quoted
- Bodily Injury (per person): $25,000
- Bodily Injury (per accident): $50,000
- Property Damage: $20,000
- UM/UIM BI (per person): $25,000
- UM/UIM BI (per accident): $50,000
Characteristics of Driver Quoted
- Clean MVR and accident history.
- Preferable garaging location / territory.
- Continuous prior insurance with no lapse.
- Private passenger vehicle
Average Insurance cost in Chicago
As shown in the chart, it is apparent that Chicago drivers pay an average liability insurance rate of $50 per month.
While these figures are based on basic liability limits in the state of Illinois, they should provide a sufficient idea of basic liability insurance costs.
The example above is provided for general information purposes only. In all cases, it is always wise to request an accurate car insurance quote from an agent at Insured ASAP.
As a leading provider of affordable car insurance & SR-22 in Chicago and throughout Illinois, Insured ASAP can provide a low-cost insurance quote in minutes. Contact us today for more information.