The cost of owning a car can be outrageous.
Between your monthly payments for owning or leasing your car, the cost of maintaining it, and the cost of gas, you’re spending several hundred dollars per month. This doesn’t even take insurance into account.
Fortunately, unlike car payments and gasoline, you can pull a few maneuvers to lower your car insurance. In this post, we’re going to discuss some of the hacks for getting low cost car insurance. Believe it or not, you don’t have to break the bank to have yourself and your car protected against accidents and theft.
Follow these tips and you’ll notice those monthly car costs shrink.
Pay At Once
If you can afford it, paying for your car insurance for the entire year is almost always cheaper than making monthly payments. Some insurers may increase your policy by up to 25% when you make monthly payments. Not every insurance company has your best interest in mind.
Sometimes it’s even better to shop around for a loan to cover that single payment rather than pay the insurance company’s monthlies. Crunch the numbers and figure out what makes the most sense for your wallet.
Enhance Your Car’s Security
The easier it is to steal or destroy your car, the more your insurance is going to cost. You should always make your car as safe as possible, both in terms of driving and preventing theft. If you want low insurance, don’t buy the expensive and fast sports car, get the slow and safe sedan or crossover.
You’d be surprised what having a car with a top-of-the-line security and alarm system or extra safety features will do for the cost of insurance. By lowering the risk for the insurer, you’ll lower your own costs.
You should never say yes to the first insurance policy you find. We understand that not everyone has the time to shop around for car insurance, so at Insured ASAP, we help you find car insurance in Illinois at a low cost.
Visit our site today to find out more about what we do and how we can help.
How You Use the Car
It’s important to get the right policy for what you use your car for. Do you just take it to get groceries once or twice a week, or are you using it every day to commute to your job in a different city? Many people think that insurance policies are simple and broad, but you can opt-in and out of specific policy features.
Go with a great insurance company, which we can help you find, and you’ll get help choosing the right policy for you. Helping you save money and stay safe is what we believe in.
If you keep a clean driving record, then your insurance policy will reflect that. You might have noticed that when you’re a young, first-time car buyer, your insurance premiums are going to cost more because you don’t have a track record of safe driving.
As you drive longer and avoid accidents, your insurance will come down. If that isn’t a reason to stay safe out there, we don’t know what is.
Find the Best Low Cost Car Insurance Here
If you want the best low cost car insurance that Illinois has to offer, visit us at Insured ASAP. We help you compare car insurance quotes so that you can find the best policy for the most affordable price. Don’t waste any more of your time and money, contact us today to speak to a representative.