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6 Signs You Should Update Your Car Insurance Policy

car insurance policy

When was the last time you had a great experience with your car insurance provider? Most people only deal with car insurance when something terribly inconvenient has happened.

It’s in those moments that you need your car insurance to be reliable, supportive, and efficient. If you didn’t feel like your insurance provider met those requirements last time you needed them to, it might be time to switch to a new provider. 

In the article below, you’ll find six reasons why it might be time to update your car insurance policy. Read on to see if it’s time for you to make a change. 

1. You Haven’t Compared Rates Recently

Some insurance companies reward loyalty by offering lower rates the longer you stay with one company. While these incentives can be attractive, it’s always a good idea to get quotes from new car insurance providers. That way, you know what your lowest possible rate could be, and whether your current car insurance provider is giving you that rate. 

2. Your Car Insurance Policy Has Recently Let You Down

Have you experienced an instance in which your insurance terms and conditions were different than you thought? Maybe your insurance didn’t cover some damage that you thought they would. If so, it might be time to look into insurance companies that can provide more complete coverage.

3. You Are Buying a Different Vehicle

Buying a different car is a great time to consider buying car insurance from a different provider. Each auto insurance provider may have different rates depending on whether you have an old car or a new car. If you’re buying another car as a second vehicle, some insurance providers may offer discounts for bundling multiple vehicles together.

4. You Are Considering Home or Boat Insurance

Just as some companies offer discounts for bundling two cars together with the same insurance provider, so too do they offer discounts for bundling home, auto, and boat. If you’re buying a home or boat and your current insurance company doesn’t offer any discounts for bundling, it may be time to think about updating car insurance. 

5. You Are Moving Cities

Your geographic location has a big impact on how much you’ll be charged for car insurance. For instance, if you live in an area with lower crime rates you’ll generally pay less for car insurance. If you move cities, you may also have access to local insurance providers that weren’t available to you in your previous city.

6. Your Current Provider Has Recently Raised Your Rates

Is your current insurance provider raising your rates for seemingly no reason? If your current provider isn’t offering the same low rates that convinced you to sign up with them in the first place, it may be time to move on. Try to find a provider that is willing to offer low enough rates to steal you away from your current provider.

Save Money by Updating Your Auto Insurance Today

Unless your car insurance policy has been nothing short of amazing, you’ll probably be able to find a better rate if you shop around. Learn more about available rates for your vehicle by getting a quote from Insured ASAP.

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